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Access Bank Botswana earns three Global recognitions for Innovation, excellence

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Access Bank Botswana, a subsidiary of Access Bank Group, has achieved global recognition by securing three prestigious international awards that celebrate its innovation, customer-centric approach, and commitment to social impact. These accolades underscore the Bank’s dedication to transforming Botswana’s financial landscape through digital excellence and purpose-driven banking.

Access Bank was named Best Digital Banking Initiative, Botswana by The Digital Banker Global Retail Banking Innovation Awards 2025 for its ‘SalaryAdvance’ solution. ‘SalaryAdvance’ is a fully digital, short-term credit facility that empowers salaried customers with instant access to up to 200% of their monthly salary. Delivered via mobile app and USSD, the solution combines convenience, transparent pricing, and automated repayments, enhancing financial inclusion and strengthening customer engagement across the market.

Access Bank Botswana also received two awards from the Global Banking & Finance Awards®. Best Bank for Digital Transformation, Botswana 2025, recognising the Bank’s Women Banking Initiative (W Initiative), which empowers women entrepreneurs and professionals through tailored financial solutions, capacity-building, and financial literacy programmes and Best CSR Programme for Employee Engagement, Botswana 2025, acknowledging the Bank’s outstanding contribution to social development through a CSR framework focused on health, education, entrepreneurship, youth development, and environmental sustainability.

Staff have actively supported national clean-up efforts via the World Clean Up campaign, and participated in education drives, youth programmes, and environmental actions that promote long-term social wellbeing.

Commenting on the achievement, Sheperd Aisam, Managing Director of Access Bank Botswana, said, “These awards affirm our journey of transformation and purpose-driven innovation. Through digital excellence and a strong CSR foundation, we are redefining what it means to be a modern, inclusive bank. One that empowers individuals, businesses, and communities to thrive.”

In 2024, the Bank earned recognition for its digital progress and payment leadership, including: Best Bank for Digital Transformation, Botswana 2024 (Global Banking & Finance Review) for nano loans, bank-to-wallet services, and the original SalaryAdvance features; Visa Best Payments Collaborator Award for remittance solutions; XH Smart Banking Partner of the Year for prepaid card innovations and partnerships.

The latest accolades position Access Bank Botswana among Africa’s most forward-thinking financial institutions, reinforcing its alignment with the Access Bank Group’s vision to be the world’s most respected African bank, providing more than banking, and creating opportunities that help customers and communities’ progress.

The power of gratitude; Xtralarge Farms shows the way

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By Ayo Oyoze Baje

 

 

 

Quote:

 

“If you are grateful to God for His mercies, new doors will open up for you. He will fortify you all-round with His ring of fire “

-Dr. Seyi Davids ( CEO,Xtralarge Farms and Resorts at the 9th Anniversary Thanksgiving event )

 

 

The very idea of gratitude; for one to express appreciation

as a beneficiary of God’s goodness, grace and glory, as well as to others who have acted as our destiny helpers, especially

in times of need, is noble, auspicious and fulfilling. As Oprah Winfrey rightly highlighted: “Be thankful for what you have; you’ll end up having more. If you concentrate on what you don’t have, you will never, ever have enough”.- That is apt.

 

 

Interestingly, all these played out and evolved as members of the Xtralarge Farms and Resorts family recently celebrated the 9th Anniversary of the Annual Thanksgiving at the cosy and spacious Adela Hall Oregun,Ikeja Lagos. As usual, what really matters to yours truly are the lasting lessons we all can learn from such memorable and momentous occasions and positively impact it on others.

 

 

One of such lessons is that of freeing oneself from the sneers and shackles of the twin demons of the insecurity incubus, as well as the stifling economic realities currently ravaging the country. We have to rise up and dance to the drumbeats of gratitude.And of course, sing songs of praise to our all-wise,all-powerful, and all-protective Creator. Such was the razzmatazz of the praises that it provided golden opportunities for members to network, cross pollinate fruitful ideas while looking back with gratitude for all that the good Lord has done by uplifting the quality of life of the average farmer through Xtralarge Farms and Resorts game-changing products, programs and services over the past year.

 

 

As the forward-looking CEO, Dr. Seyi Davids stated in his characteristic cool, calm and confident manner, gratitude opens new doors of possibilities while making it an opportunity for one to enjoy God’s perfection of His divine design for our lives. In the light of this, he provided the biblical instances of the ten lepers who were healed by Jesus, the Christ between Samaria and Galilee but only one went back to express his appreciation. That singular act turned his life into the positive limelight of greatness.

 

According to

Luke 15 -19:Jesus asked, “Were not all ten cleansed? Where are the other nine? Has no one returned to give praise to God except this foreigner?” Then he said to him, “Rise and go; your faith has made you well.”Another instance was that of Jesus raising Lazarus from the dead which, considered from a metaphorical perspective translates into a soul-lifting trajectory for the lives of the grateful souls.

 

 

For instance, during the Thanksgiving Ceremony one of the Leaders named Dr. Mrs. Oyegbile explained how in August, 2021 she ate chemicalized beans and felt troubled. But luckily a friend introduced her to organic food items, including beans as produced by Xtralarge Farms. Taking some of them provided the healing that she so much needed. Furthermore, she started making investments in some of the packages available such as Food Network and to her surprise the company has consistently paid her dues every blessed month – end with immune – boosting credit alerts that have made her life worthwhile as a retiree. Since 2022 she has taken steps forward by engaging in the export of organic foods from the company currently sold in over 100 countries across the globe. That is Integrity for you which has been the watchword of the company, resonating amongst the members as well as their families and friends.

 

 

In a similar vein, another member and investor, a Lagos state retiree, Mrs. Esther Adedoyin echoed the word ‘integrity’ with regards to her personal experience with her investments so far. Much as she was literally scared to put her terminal benefits into the packages at the beginning, because to her integrity is a scarce commodity her story however, changed in July 2023 when she eventually took the bold decision to do the right thing. Ever since she has always got paid aa promised. She has therefore, become an advocate encouraging people to invest in different packages, including Xtratoken. So, she currently tell others that, ” everybody should

invest in Xtralarge Farms and Resorts and go to sleep” as she preaches what she calls the ” gospel of integrity”. And that raises the million- naira question- what really is the Xtralarge Farms and Resorts grateful to God for? Yet, the answer is not farfetched.

 

 

Good enough, they were eloquently and brilliantly presented by the multiple, award – winning Managing Director, Dr. Mrs.Moji Davids. She recently clinched the elusive and prestigious Female Trailblazer Award as the 2025 Woman of Steel. That is in recognition of her laudable initiatives, and resilience that have broken boundaries, inspiring progress across industries.

 

 

in her charismatic manner, beaming with her iconic smile she reeled out what God has done for Xtralarge Farms and Resorts over the years

to include taking it from a small office along Allen Avenue,Ikeja Lagos to the spacious, mansion of an office at Ota, a stone throw from Covenant University. In addition is that of from 16 members all then in Nigeria,with one farmland to hundreds of thousands of menbera across the five continents of the world.Currently, several other countries are begging to have the company in theirs all ready to provide land for free! In addition, the highly attractive Resorts lixated in a scenic, nature- blessed vast land at Idi-Iroko,Ogun state has become a destination of choice,as home away from home to over a million tourists from the four corners of the world yearly And of course, the trademark whole meal and organic food items have become the delicacy of choice to millions of people in different countries of the world. Awesome, and commendable,

are they not? Of course, they are.

 

 

The lasting lessons hereby include that of starting small with what you have, where you are, having a practicable vision, believing in your dreams and getting members of your team who share, and are prepared to key into that vision. There would always be hitches and hurdles to scale over along the path to success but with courage and commitment

success is assured. That is, with absolute faith in God to drive the dream over the darkness of doubts, delays and don’ts to the light of the day, as Xtralarge Farms and Resorts has wonderfully done.

 

 

So far, so good that the vision of ” raising a generation of passionate farmers by creating various agricultural and investment platforms all across Nigeria and

building a strong “Consumer Base” for food items

have started yielding the best of fruits.

 

 

With regards to the Annual Thanksgiving ceremony by Xtralarge Farms and Resorts, it has clearly shown that: “Gratitude unlocks the fullness of life. It turns what we have into enough, and more. It turns denial into acceptance, chaos to order, confusion to clarity” as Melody Beattie rightly stated.And according to

Alfred Painter:” Saying thank you is more than good manners. It is good spirituality.”

–

Ondo State: Making history as an oil and gas industrial hub

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By Ayo Oyoze Baje

 

Quote:

“The project aligns with President Tinubu’s Renewed Hope Agenda, which envisions natural gas as a driver of industrial growth, innovation, and sustainable job creation’.

-Rt. Hon. Ekperikpe Ekpo, (Minister of State for Petroleum Resources (Gas) )

With the recent commencement of full operation at the Indigenous Methanol and Ammonium Bicarbonate plant located in Omotosho, in Ore,.Odigbo Local Government Area of Ondo state, being the first of its kind in the country along with the landmark $50 billion investment by Backbone Infrastructure Nigeria Limited (BINL) and Sunshine Infrastructure Joint Venture to establish a 500,000-barrels-per-day refinery, and a 1,471-hectare Free Trade Zone in Ilaje, it is understandable why the waves of accolades keep swerving all in the way of the highly resourceful and forward-thinking Governor Lucky Aiyetadiwa of the Sunshine State. While
President Bola Tinubu
described the chemical and fertilizer plant as a milestone in the country, the former governor of Osun state, Chief Bisi Akande applauded the governor for his ground-breaking achievements, turning
Ondo from a civil service state to an industrial powerhouse. But of great significance to us as a nation are the
lasting lessons to glean from the remarkable strides taken to change the socio-economic trajectory of the state.

One can imagine the spin-off effects these would cumulatively
have as a change – maker in the critical areas of job creation, increase in impactful investment as well as energy independence, more so in an acclaimed oil-producing country,Nigeria. For instance, beginning with the Chinese-owned SuperTech Chemical Industry Limited, according to the Minister of State for Petroleum Resources (Gas) Rt. Hon. Ekperikpe Ekpo, the plant has the capacity to produce 100,000 metric tons of methanol and 160,000 metric tons of ammonium bicarbonate annually.That marks it as a historic leap for Nigeria’s gas-based industrialization. He made this statement
during a site tour and inspection of the SuperTech Methanol and Ammonium Bicarbonate Plant at the Ondo-Linyi Industrial Hub.

Furthermore, he stated that: “Moving around and seeing the kind of investment that has come into this place is encouraging. They are taking advantage of our natural gas resources to produce methanol and ammonium bicarbonate.” He explained that he has charged the NNPC representatives to ensure upstream production takes advantage of this methanol output to support and grow this company.. And he gave assurance that the federal government will give them all necessary support to scale production from the current 100,000 metric tons to the projected 500,000 metric tons by 2026. All of these remarkable industrial steps taking place under the tenure of Aiyetadiwa reminds us of the insight provided by John Kolter that: “Leaders establish the vision and set the strategy for getting there”. But there is more to come for the good people of Ondo state, nay Nigeria in terms of maximizing the potential benefits of our natural resources

That brings to the front burner, the landmark $50 billion investment by Backbone Infrastructure Nigeria Limited (BINL) and Sunshine Infrastructure Joint Venture to establish a 500,000-barrels-per-day refinery in the coastal Ilaje area. Other important players as part of the consortium include MJ Care Investment Finance, China Harbour, and Honeywell OUP, backed by NEFEX Holdings Limited (Canada) through its Nigerian subsidiary, Nefex Petro Line Ltd. Recently, in a landmark event the funding was facilitated through a joint venture agreement between BINL and NEFEX Holdings Limited of Canada. This marks one of the largest single private sector investment packages targeted at Nigeria’s downstream oil and gas industry. Precisely,
the investment followed the signing of a Memorandum of Understanding,MoU between BINL, led by its Chairman and former Senate President, Senator Ken Nnamani, the Ondo State Government, through the Ondo State Investment Promotion Agency. That was back in July, 2025. So far, the business transactions have followed due diligence. So, what lessons are there to be learnt from the projects? That is the million naira question.

Worthy of note are the life-changing impacts expected from both theIndigenous Methanol and Ammonium Bicarbonate plant and the oil refinery. As widely reported the refinery, upon completion, is expected to meet local demand for petroleum products, provide feedstock to related industries, and export refined products to international markets, as the Dangote refinery has been doing. It will also include storage facilities, loading bays, terminals, and a network of internal roads, according to the project brief. Eventually, the project is expected to transform Ondo State into a key refining and export hub in the Niger- Delta oil and gas corridor.

According to BINL’s Vice President for Corporate Services, Wale Adekola, the partnership with NEFEX Petroline, an engineering, construction, and energy infrastructure firm with operations across North America, Europe, and the Middle East, will fast-track the technical and financial groundwork needed to commence construction.
Their speciality also includes port and infrastructure development, petrochemical trading and supply, investment, and project management.BINL, which operates offices in Abuja, London, and Zug, Switzerland, said its corporate social responsibility framework will focus on education, skills development, and infrastructure projects in host communities.Adekola commended Governor Aiyedatiwa for his “visionary leadership” and commitment to attracting credible investors. “We commend the governor for opening the state to genuine partnerships and creating the right environment for both local and international investors to thrive,” he said.

In a similar vein, the 1,471-hectare Sunshine Free Trade Zone is structured to host industrial clusters, logistics facilities, and residential zones. That will indeed position Ondo state as an emerging industrial hub in Southwest Nigeria. Expectedly, the project could significantly reduce Nigeria’s long-winding reliance on imported refined fuel, conserve foreign exchange, and create thousands of direct and indirect jobs. Good enough, that It also aligns with the move by the federal government to attract private capital into critical infrastructure, especially as the country seeks to replicate the Dangote Refinery model and expand its refining capacity.

Viewed from the historical perspective, it is gratifying to note that Governor Lucky Aiyetadiwa has kept the noble legacies of the late sage, Chief Obafemi Awolowo alive, right from the Cocoa Industries Ltd and Farm Centres days to the present with the several achievements spanning education, healthcare, agriculture, tourism to the current oil and gas sector. The laudable aim of course, is to boost the local and national economy, create jobs, get the youths actively engaged, and improve on the Human Development Index,HDI to make life meaningful to the citizenry. As Henry Kissinger rightly noted: ” The task of the leader is to get his people from where they are to where they have not been “.

CELEBRATING AMALA DAY WITH FOUNDER, ADEOLA ALAMALA

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By Ayo Oyoze Baje

 

 

Quote:

“Our goal is to bring the experience of home-cooked Nigerian food to more people, one community at a time. By this, we are
celebrating culture and culinary excellence”

-Olorunsomo Smart Adeola, aka Alamalla ( during the event. at the brand-new AAU Campus Outlet in Ekpoma.)

In a vibrant celebration of culture, food, and community spirit, Amala Spot with Adeola Alamala recently hosted the much-anticipated Amala Day 2025, followed closely by the grand opening of its brand-new AAU Campus Outlet in Ekpoma. The events, held on Friday, 31st October, and Saturday, 1st November 2025, with the outlet officially opening on Monday, 10th November 2025, marked a major milestone for the fast-growing local food brand known for its authentic Nigerian dishes and warm customer experience.

Amala Day 2025 wasn’t just another food event it was a festival of culture, taste, and togetherness. For two full days, from 12 PM to 8 PM, the atmosphere at Amala Spot on Sec School Road, Ujemen, Ekpoma, was filled with excitement, laughter, and the irresistible aroma of freshly served Amala, Ewedu, and Gbegiri.

Customers trooped in large numbers, eager to partake in the special 20% discount offered throughout the event. From students to working professionals and local food lovers, everyone came together to celebrate the timeless Nigerian delicacy that unites people across generations.

Olorunsomo Smart Adeola, popularly known as Adeola Alamala, is a graduate of Ambrose Alli University, Ekpoma, Edo State, from the Department of Medical Laboratory Science. Long before his university days, he had already been actively involved in the food industry, where he developed a strong passion for culinary excellence and customer satisfaction.

 

 

Adeola Alamala, the passionate founder and face behind Amala Spot, described the event as “a moment to celebrate our roots, appreciate our customers, and introduce new faces to the real taste of Amala done right.”

Guests were treated to well-prepared meals featuring the perfect blend of soft Amala, rich Ewedu soup, and the flavorful Gbegiri option. Many attendees commended the brand for maintaining high food standards and consistency while creating an environment that felt like home.

Beyond the delicious food, Amala Day was also about community connection. Adeola and the team interacted directly with customers, creating a friendly, family-like atmosphere. There were light games, cheerful moments, and even spontaneous dance sessions that kept the energy alive throughout the event.

What truly stood out was the spirit of togetherness Amala Spot successfully turned an ordinary weekend into a memory-filled culinary celebration. Patrons expressed their satisfaction, with many sharing positive feedback on social media and promising to return with friends.

One student attendee commented, “Amala Spot isn’t just a food place anymore; it’s a vibe. Adeola and the team made everyone feel special.”

The two-day festival didn’t just end with satisfied customers it also built momentum for something bigger: the expansion of Amala Spot into new territory.

The Launch of Amala Spot AAU Campus Outlet

Barely a week after the successful Amala Day, Amala Spot with Adeola Alamala took another bold step by launching its AAU Campus Outlet on Monday, 10th November 2025, at 2:00 PM, located before Igbinedion Hostel, AAU Campus, Ekpoma.

This new branch, designed as a “Take-Out Only” outlet, represents the brand’s innovative approach to convenience and accessibility for students and staff within the Ambrose Alli University community. The opening day featured a 10% discount on all take-out orders, drawing a crowd of enthusiastic customers eager to be among the first to experience the new spot.

Adeola Alamala expressed gratitude for the overwhelming support and explained that the AAU Campus branch was inspired by high demand from university students who wanted easier access to their favorite meals. “We realized many of our loyal customers are students who love our Amala but find it difficult to leave campus often. This new outlet brings Amala closer to them,” he said.

The new outlet is a reflection of Adeola Alamala’s long-term vision to make Amala Spot not just a local eatery, but a recognizable food brand across multiple campuses and cities in Nigeria. The Ekpoma expansion shows the brand’s commitment to growth while maintaining its strong focus on taste, quality, and customer satisfaction.

According to Adeola, the success of the Amala Day celebration reaffirmed the community’s love for authentic Nigerian meals and reinforced the need to spread that joy beyond one location. “Our goal is to bring the experience of home-cooked Nigerian food to more people, one community at a time,” he said proudly.

Both the Amala Day event and the new outlet launch demonstrate the brand’s unique philosophy combining culinary excellence with cultural pride. Amala Spot is not just about serving food; it’s about sharing a cultural experience that connects people emotionally to their roots.

By offering discounts, engaging directly with customers, and expanding thoughtfully, Adeola Alamala continues to redefine what a modern local food brand can achieve. The emphasis on trust, transparency, and consistency has earned Amala Spot a loyal following and positioned it as a leading destination for traditional meals in Edo state.

As Amala Spot with Adeola Alamala looks to the future, the brand’s mission remains clear: to celebrate Nigerian cuisine, promote food entrepreneurship, and create spaces where food, friendship, and culture meet beautifully.

The success of the 2025 Amala Day and the launch of the AAU Campus outlet are only the beginning. With the love and support of its growing community, Amala Spot is well on its way to becoming a household name one bowl of Amala at a time.

Kudos to Alamala for his patriotic efforts to bring a local delicacy, such as Amala to the global stage.

Smile Communications Unveils “Maxi Plans” — Redefining The Unlimited Experience In Nigeria

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By Ebinum Samuel

 

 

Nigeria’s leading 4G LTE broadband provider, Smile Communications has once again raised the bar in the telecommunications industry with the exciting revamp of its renowned Unlimited Plans.

Formerly known as Freedom Plans, the new and improved Smile Maxi Plans take the concept of “unlimited” to a whole new level — maximum speed, maximum value, maximum satisfaction!

The name “Maxi,” derived from the word maximum, represents Smile’s bold promise to its teeming consumers: nothing else comes close. With this rebrand, Smile is reaffirming its position as the network that delivers the most rewarding and truly unlimited experience across Nigeria.

According to Mr. ’Goke Olaleye, Head of Marketing Operations at Smile Communications, “The Smile Maxi Plans are a celebration of what true unlimited should be. We wanted to give our customers more — more value, real data, and more freedom to do all they love online without limits.

Whether for small businesses, family use, or heavy data users on the go, the Smile Maxi Plans stand tall as the ultimate choice for everyone.”
The new Maxi Plans also come with improved data value, better pricing, and an enhanced experience that ensures consumers enjoy seamless streaming, downloads, video calls, and browsing — anywhere within Smile’s 4G LTE coverage areas.

From entrepreneurs running online businesses to families working and studying from home, and to professionals constantly on the move, Smile Maxi Plans promise to power every connection, every moment, and every smile — without compromise.

Smile Communications continues to lead Nigeria’s broadband revolution, staying true to its mission of delivering world-class internet services with reliability, speed, and unmatched value.
Smile Maxi Plans — Maximum Data. Maximum Value. Maximum Smile.

Mrs.Uwala Esther: Celebrating Nigeria’s iconic agric. researcher

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By Ayo Oyoze Baje

 

One of the most under reported subsectors of the nation’s economic landscape is that of the research institutes and the brilliant minds behind their ground- breaking innovations and inventions. Hardly does the public get to know about the challenges they face, how they overcome such, the benefis of their research findings and the applications thereof . But this is contrary to what plays out in countries such as India, Germany,the United States, the United Kingdom, China,Japan and Cuba.

So, in the bold bid to change the narrative we shall be bringing to the public sphere, some of our researchers who are making the difference. And all that is because we can longer afford to hide the good things happening to us and. It has to be in the push by the clarion call by yours truly,over the decades that we have to make the best use of our best brains.

Interestingly, one of such is Mrs. Uwala Olufunmilayo Esther who was appointed the Head of Station, National Cereals Research Institute (,NCRI),Moore Plantation,Apata,Ibadan. back in October,2024.
A seasoned Rice Breeder and Principal Research Officer, Mrs. Uwala possesses wealth of experience, academic excellence, and exemplary leadership qualities. Her passion for agriculture, which was ignited at the University of Agriculture, Makurdi (now Joseph Sarwuan Tarka University, Makurdi), where she earned her Bachelor’s degree in Agriculture, specializing in Crop Production and Soil Science, between 1998 and 2003. This has furthermore, been aptly exhibited in her quest for advanced knowledge,which led her to the Federal University of Agriculture, Abeokuta, where she obtained a Master’s degree in Agriculture with a focus on Plant Breeding and Seed Technology from 2015 to 2017. These have become manifest with her appointment,where she has continued to prove her mettle in handling human and material resources excellently.

Since she joined the NCRI in 2010 as a Rice Breeder, she has been recognized for her stellar performance and outstanding leadership in every assignment given to her. In fact, her dedication and innovative approach have significantly contributed to the institute’s research advancements. Mrs. Uwala therefore, exemplifies the qualities of a transformational leader which include integrity, empathy, vision, and the ability to inspire and motivate others.

Standing her out; head and shouldes amongst her peers is her servant-leadership approach which has continued to foster an environment where every staff member feels valued and empowered to contribute meaningfully.

So, to get insight into how her duties have been playing out she was asked a few questions for her to respond to. For instance, what have been her challenges, experience and the impact made as the Head of Station,National Cereals Research Institute ( NCRI ) over the past one year?

In response, she explained that: “The challenges have been how to reposition the Research Institute back to the real status to carry out appropriate research on grains and cereals food here in Nigeria The aim is to work towards the real essence, goals and objectives of establishment On her experience, she stated that: “
Leading the Outstation has been mixed experience, having to put the institute in functional mood ,as well as making the staff motivated to deliver on the assigned responsibilities.

 

“The need to source for funds within to meet the daily needs to run the institute with meagre funds available posed serious issues,which are tackled from time to time.”

 

From that financial challenge she was asked what the federal government and the private sector should be doing to assist research institutes in Nigeria? In response, she expressed her opinion that: “The federal government should readily fund the research institutes appropriately to engage in productive research work ,that will give the nation profitable yields.

“A collaborative work and synergy should be developed between the institute and the private sector ,for smooth working relationships,towards functional edifice /establishment.The private sector will argument the gaps in smooth running and effective management ,with contributions in lacking areas ” What a brilliant position from her.

As a role model, having achieved so much even at her young age what is her piece of advice to the younger generation of Nigerians? Responding she stated that: “The younger generation of Nigerians should pay better attention to developing the agricultural sector ,towards increasing the GDP of the country , through revenue from exports . The need for the younger generation to divert attention from oil to agriculture ,which can serve as the mainstay of the economy has become an imperative “.That is apt!

In the light of the above- stated it has become pertinent to know who are her heroes and what has she gained from them? Beaming with a beautiful smile she had this tovsay: “My hero is my father, Dr Ayodele Uwala and Professor D.K Ojo,who have made significant contributions to the growth of agriculture in Nigeria.
My father has made impacts through outstanding contributions in Soybean production , currently the NSA president in Nigeria,while Professor Ojo has track records of impacts in agricultural sector in Nigeria and in theglobal arena”. A chip of the old block, one would admit.

Her background

Born on 21st May,1979 to the family of Mr and Mrs Ayodele Christopher Uwala who hail from Ose LG Area of Ondo state, she commenced her primary education at Sacred Heart Primary School,Ibadan in 1984 and passed out in 1990. Funmi proceeded to Queens school, Ibadan in 1990 and passed out in 1996 with secondary school Certificate.

A brilliant, young girl then gained admission into University of Agriculture,Makurdi,Benue State in 1998 and graduated in 2003.She bagged her first Degree in Agronomy in 2003 and on completion went for the mandatory one year National Youth Service Scheme(NYSC).

Funmi ‘s quest for higher educational advancement led to her enrollment for Masters Degree at the Federal University of Agriculture,Abeokuta (FUNAAB) in 2015.
In 2020,Funmi bagged M.Agric in Plant Breeding and Seed Technology in addition to her earlier obtained Bachelor of Science in Crop Production and Soil Science.

Mrs Uwala Olufunmi Esther Alabi is currently undergoing her Ph.D Programme on Plant Breeding at the FUNAAB

Mrs UWALA Olufunmi
,a scholar of international repute and a breeder with the NCRI, has attended wide range of Seminars and Trainings .Some of which are “Training on Developments of Core Agricultural Researcher for Promotion of Rice production in Sub Sahara Africa by JICA.
Also a Seminar at International Institute of Tropical Agriculture (IITA) themed : IITA Gender ,Youth and Social Inclusion (GYSI).
At different times ,trainings and Seminars
organized by Nigerian Soybean Association (NSA)

Seminars organized by Association of Seed Scientists of Nigeria)ASSN).

Mrs UWALA Olufunmi, a top notch breeder has also attended Annual Symposium of the International Association of Research Scholars and Fellows(IARSAF) at International Institute of Tropical Agriculture (IITA), Ibadan.

A pure bred scientist ,Mrs UWALA has also attended Workshop on ” Biotechnological Applications for Food Security and Wealth Creation at National Centre for Genetic Resources &,Biotechnology (NACGRAB) in Nov 2014.
She attended Training Course on Hybrid Rice and Seed Production in June 2013 and another training course on “Hybrid Rice and Seed Production “, at Saint Louis,Senegal in Nov 2013.

She attended seminar put together by “Nestle Foods” on “Nutrition, Productivity and Nation Building in 2000.
Mrs Uwala Olufunmi Esther,a seasoned agricultural scientist,breeder of academic standard and an administrator of note, is a member of many recoganized organizations.
The General Secretary of Nigerian Soybean Association (NSA), A Member of Agricultural Society of Nigeria (ASN), A Member of Plant Breeders Association of Nigeria ( PBAN), A Member of Association of Seed Scientists of Nigeria (ASSN), A Member of Genetic Society of Nigeria ( GSN) and a member of Plant Breeders Association of Nigeria(PBAN).
Mrs UWALA Olufunmi Esther Alabi is an administrator with skills and outstanding leadership virtues.She served as the Desk Officer for Anti-Corruption and Transparency Unit of ICPC,ACTU,Ibadan Station.
She awesomely shown dedication as the General Secretary of the Nigerian Soybean Association (NSA) South West Region.
Since her first working experience at Ireti Olu Model College,Ido,Ogun State,during her NYSC year in 2003,she has displayed sterling vision and vigour ,which have continued to manifest till date.

Briefly afterward before her gainful employment into the federal government service UWALA Olufunmi Esther worked briefly at the Casava Breeding Unit , Industrial Training at International Institute of Tropical Agriculture,(IITA),Ibadan in 2001.

She sometimes supervised a Project Work titled : Effect of frequent Weed Control in two Upland Rice Varieties in Ibadan South West 2016 at the Federal College of Agriculture,IAR&T,Moore Plantation,Apata, Ibadan.
Mrs UWALA Esther has good number of papers published in international Journals and related associations publications ,both academic and proffessional. She is happily married with children.

All said, she has so far distinguished herself as a great ambassador of both her family and the academia.
We need many more of her type to be a brilliant beacon for her generation and others to come for a Better Nigeria.

Citadel De Continental Hotel & Suites

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Located on 16 Adegbola Street, off Anifowoshe, Ikeja, Citadel De Continental Hotel & Suites, has redefines luxury, elegance and comfort in hospitality genre.

 

With elegant, stylist staff comporting 21st Century hospitality business, the hotel offers 24-hour power supply , functional and freezing airconditioners, swimming pool, exquisite restaurants, vibrant bars and conference spaces for events.

Citadel De Continental Hotel & Suites ensure guests protection through an unmatched security Architecture.

FirstBank Champions Inclusive Fintech Innovation at Canada-Africa Fintech Summit (CAFS 2025)

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FirstBank proudly sponsored the recently held Canada-Africa Fintech Summit (CAFS 2025), which took place from August 5–8 at the Sheraton Centre in Downtown Toronto. Convened by Dr. Segun Aina, President of the African Fintech Network, CAFS 2025 was a landmark event that united fintech leaders, regulators, startups, and investors from Africa and Canada to explore scalable digital solutions, encourage investment, and promote inclusive economic development across both continents.

 

As a legacy institution with over 131 years of leadership in financial services, FirstBank’s sponsorship highlights its commitment to fostering cross-border collaboration, financial inclusion, and forward-thinking innovation in the global fintech landscape. Olayinka Ijabiyi, Ag. Group Head, Marketing and Corporate Communications at FirstBank, stated, “Our support of CAFS 2025 reflects our belief that collaboration between African and Canadian fintech ecosystems can lead to transformative innovations. FirstBank is proud to help shape that future.”

During a high-level panel discussion with Rudy Cuzzeto, MPP for Mississauga–Lakeshore, and David Stevenson, Country Director for the United Nations World Food Programme (Nigeria), Chuma Ezirim, Group Executive for E-Business & Retail Products at FirstBank, stressed the significance of digital collaboration in Africa’s financial ecosystem. “We’re building APIs that understand regulatory bifurcation, who has access to what, and why. The technology is the easy part. The real challenge lies in maintaining security, consent, and performance,” he explained. “In Nigeria, fintech has evolved beyond disruption to convergence, integrating banks, fintechs, and regulators into an agile and accountable ecosystem.” He further emphasized that regulatory clarity is essential for building public trust and attracting private investment in fintech, stating, “The more we collaborate, the more lessons we learn, and the greater the benefits for consumers.”

 

 

In a separate panel discussion, Rachel Adeshina, Chief Technology Officer at FirstBank, shared insights on harnessing AI to enhance credit access for the underbanked. “We’re addressing data poverty by using AI to interpret alternative data, allowing us to lend to individuals who might otherwise be invisible to the traditional credit system,” she noted. Adeshina highlighted that FirstBank has disbursed over ₦1 trillion in digital loans through this AI-driven model, achieving a remarkable repayment rate of over 99%. “This innovation was enabled not only by technology but also by a supportive environment, including API banking regulations, data privacy laws, and a shift from account-based to wallet-based banking,” she added. She also underscored the importance of scalability through collaboration, stating, “In a fragmented continent like Africa, digital scale will come from interoperability. Connecting the 54 markets is the next big challenge, and fintechs are ideally positioned to lead that initiative.”

The summit formed part of Canada’s broader Africa Strategy, aimed at fostering economic partnerships, digital cooperation, and innovation exchange. As Africa’s digital finance ecosystem continues to grow and Canada develops its own open banking framework, events like CAFS 2025 provide a timely platform to align strategies and ignite collaborations.

 

About FirstBank

 

First Bank of Nigeria Limited “FirstBank”, established in 1894, is the premier bank in West Africa, a leading financial inclusion services provider in Africa, and a digital banking giant. 

 

FirstBank’s international footprints cut across three continents ─ Africa, Europe and Asia, with FirstBank UK Limited in London and Paris; FirstBank in The Democratic Republic of Congo, Ghana, The Gambia, Guinea and Sierra Leone; FBNBank in Senegal; and a FirstBank Representative Office in Beijing, China. All the subsidiary banks are fully registered by their respective Central Banks to provide full banking services.

 

Besides providing domestic banking services, the subsidiaries also engage in international cross-border transactions with FirstBank’s non-Nigerian subsidiaries, and the representative offices in Paris and China facilitate trade flows from Asia and Europe into Nigeria and other African countries.

For over 13 decades, FirstBank has built an outstanding reputation for solid relationships, good corporate governance, and a strong liquidity position, and has been at the forefront of promoting digital payment in the country with over 13 million cards issued to customers (the first bank to achieve such a milestone in Nigeria). FirstBank has continued to make significant investments in technology, innovation and transformation, and its cashless transaction drive has been steadily accentuated with virtually over 25 million active FirstBank customers signed up on digital channels including the USSD Quick Banking service through the nationally renowned *894# Banking code.

 

With over 43 million customer accounts (including digital wallets) spread across Nigeria, UK and sub-Saharan Africa, the Bank provides a comprehensive range of retail and wholesale financial services through more than 820 business offices and over 280,000 agent locations spread across 772 out of the 774 Local Government Areas in Nigeria.

 

In addition to banking solutions and services, FirstBank provides pension fund custody services in Nigeria through First Pension Custodian Nigeria Limited and nominee and associated services through First Nominees Nigeria Limited.

 

FirstBank’s commitment to Diversity is shown in its policies, partnerships and initiatives such as its employees’ ratio of female to male (about 41%:59%; and 37% women in management roles) as well as the FirstBank Women Network, an initiative that seeks to address the gender gap and increase the participation of women at all levels within the organisation. In addition, the Bank’s membership of the UN Women is an affirmation of a deliberate policy that is consistent with UN Women’s Women Empowerment’s Principles (WEPs) ─ Equal Opportunity, Inclusion, and Nondiscrimination.

For six consecutive years (2011 – 2016), FirstBank was named “Most Valuable Bank Brand in Nigeria” by the globally renowned The Banker Magazine of the Financial Times Group and “Best Retail Bank in Nigeria” eight times in a row, 2011 – 2018, by the Asian Banker International Excellence in Retail Financial Services Awards.

 

Significantly, FirstBank’s Global Credit Rating was A+ with a positive outlook while ratings by Fitch and Standard & Poor’s were A (nga) and ngBBB+ respectively both with Stable outlooks as at September 2023. FirstBank maintained the same level of international credit ratings as the sovereign; a milestone that was achieved in 2022 for the first time since 2015.

 

In 2024, FirstBank received notable international awards and accolades. Some of these include Nigeria’s Best Bank for ESG 2024 and Nigeria’s Best Bank for Corporates 2024 both awarded by Euromoney Awards for Excellence; Best SME Bank in Africa and in Nigeria by The Asian Banker Global Awards; Best Private Bank in Nigeria and Best Private Bank for Sustainable Investing in Africa by Global Finance Awards; Best Corporate Bank in Nigeria 2024, Best CSR Bank in Nigeria 2024, Best Retail Bank in Nigeria 2024, Best SME Bank in Nigeria 2024 and Best Private Bank in Nigeria 2024 all awarded by the Global Banking and Finance Awards.

FirstBank has continued to gain wide acclaim on the global stage with several international awards and recognitions received so far in 2025 which includes Best SME Bank in Nigeria 2025 and Best SME Bank in Africa 2025 by The Asian Banker; Best Private Bank in Nigeria 2025 and Best Private Bank for Sustainable Investing in Africa 2025 by Global Finance Awards; SME Financier of the Year in Nigeria 2025 by The Digital Banker Global SME Banking Innovation Awards; Best Retail Bank in Nigeria 2025 and Best Bank for Empowering Women Entrepreneurs in Nigeria 2025 all by The Annual Global Economics Awards.

 

Our vision is “To be Africa’s Bank of first choice” and our mission is “To remain true to our name by providing the best financial services possible”. This commitment is anchored on our core values of EPIC – Entrepreneurship, Professionalism, Innovation and Customer-Centricity. Our strategic ambition is “To deliver accelerated growth in profitability through customer-led innovation and disciplined execution.”

 

SPECIAL REPORT: Access Bank, A Game-Changer in Africa’s Financial Future

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In today’s ever-evolving financial landscape, few institutions can claim to be true pioneers. But Access Bank, with its bold vision, cutting-edge innovation, and pan-African presence, has shattered the traditional image of a bank.

 

It is no longer just a financial institution—it’s a movement, a catalyst for economic empowerment, and a force driving sustainable change across continents.

 

From Nigeria to the World

 

With headquarters in Lagos, Access Bank has become Africa’s largest bank by customer base, serving over 60 million customers across more than 20 countries in Africa, Europe, and the Middle East. With bank’s total assets valued at a staggering N41.5 trillion (Access Holdings); N40.8trillion (Access Bank) as at FY December 31, 2024, it’s Nigeria’s largest bank by assets and a formidable multinational financial player.

In Africa, it has recorded a domineering presence in Nigeria, Ghana, Kenya, Rwanda, Sierra Leone, Gambia, Zambia, DRC, Tanzania, South Africa, Cameroon, Mozambique, and Angola. Excellently spreading its tentacles in European countries, its footprint is felt in the United Kingdom and France while it has penetrated the

Middle East: United Arab Emirates (UAE).

 

However, the bank also have representative Offices in India, China, and Lebanon.

 

Innovation as a Growth Engine

 

What sets Access Bank apart isn’t just its size, but its commitment to innovation and customer-centric technology.

In partnership with Avaya, the bank deployed a hybrid cloud contact center solution, enhancing real-time customer engagement and scalability.

 

Result? An impressive 10% increase in customer satisfaction score (from 54% to 64%) and a dramatic Net Promoter Score jump from -4 to +23.

 

Its digital banking platforms support millions of daily transactions, providing secure, accessible banking across mobile, internet, and agent networks.

 

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Expanding Digital Inclusion

 

It’s investment in technology isn’t just about convenience—it’s about financial inclusion:

 

* Over 50,000 Closa Agents across Nigeria, ensuring the unbanked and underserved have access to basic financial services.

 

* Robust mobile banking platforms designed to work even in low-bandwidth areas.

 

* Internet Banking offering seamless 24/7 account management, bill payment, and fund transfers.

 

Banking on Sustainability: ESG in Action

 

Access Bank is Africa’s most recognized ESG-focused bank, winning:

 

* Best Bank in Nigeria

 

* Best Bank in Ghana for ESG

 

 

— both at the Euromoney Awards for Excellence 2024 and 2025

 

Through sustainable finance initiatives, the bank has:

 

* Financed renewable energy projects across rural Africa

 

* Promoted clean energy access

 

* Cut carbon emissions through green operations and eco-loans

 

Its SME Banking Programme empowers thousands of small businesses with tailored financial products, mentorship, and market access—crucial for Africa’s post-pandemic recovery.

 

The 2027 Vision: 125 Million Customers

 

With its determination to be a driver in the industry, Access Bank is targeting 22 African countries by 2027, signaling a strategic drive for dominance across emerging markets.

 

However, doubling its customer base to 125 million by 2027 is a huge feet that is conquerable. In realisation of that, it’s anchoring on:

 

* Aggressive digital expansion

 

* Continental acquisition strategy

 

* Inclusive financial products

 

* Youth and women-focused entrepreneurship financing

 

With its smart, people-first approach, Access Bank is not just participating in Africa’s growth story—it’s writing it.

Conclusion

 

As Africa eye a new economic dawn, Access Bank is proving that banking can be more than numbers—it can be purpose-driven, sustainable, and transformational.

 

For the youth in Kano or Kigali, the entrepreneur in Accra or Addis Ababa, and the rural trader in Makurdi or Mombasa—Access Bank isn’t just a bank. It’s a partner for progress.

 

According to the Nigeria Online Media Alliance (NOMA), this ambition is not only possible—it’s well underway.

 

So, yes—Access Bank is more than banking. It’s the future. And the future is here.

 

“Access Bank represents a bold new vision of what an African bank can and should be—global, inclusive, digital, and sustainable. As Chairperson of NOMA, I can confidently say: This is not just Africa’s largest bank by numbers—it is Africa’s most impactful bank by purpose.”

Access Bank Launches Clean Water Project in 10 Nigerian Communities

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As part of its commitment to sustainable development and community well-being, Access Bank has launched the Access Clean Water Project, a transformative initiative aimed at improving access to clean water, sanitation, and hygiene (WASH) in 10 communities across Nigeria.

 

 

 

Through the Access Clean Water Project, Access Bank has facilitated the installation of boreholes in 10 underserved communities, namely: Arogun, Omu Ishoko, Kemta, Ajibode, Aleku, Ogunrun, Oniwawa, Okeran, Abaren, and Afojupa, ensuring reliable access to clean and safe water for thousands of residents.

 

 

 

The project, implemented in partnership with HACEY, a leading development organisation, directly supports Sustainable Development Goal 6, ensuring availability and sustainable management of water and sanitation for all.

 

 

 

With Nigeria’s population exceeding 200 million and access to pipe-borne water in urban households declining from 32% in 1990 to just 3% in 2015, the need for sustainable water solutions has never been more urgent. The Access Clean Water Project addresses this challenge by providing functional boreholes and WASH education to communities in Obafemi Owode and Otta Local Government Areas, benefiting over 500,000 residents.

 

 

 

This initiative aligns with Access Bank’s broader Corporate Social Investment (CSI) strategy and reinforces its position as a leading sustainability-focused financial institution. By supporting clean water access, the Bank is fostering community growth through improved health, education, and economic opportunities and demonstrating its commitment to inclusive development and long-term positive impact.

 

 

 

Access Bank is proud to support this vital initiative that not only improves lives but also strengthens the foundation for sustainable economic growth,” said Esther Graham, Programme Officer, Health, Access Holdings PLC. “Our commitment to community development is unwavering, and we believe access to clean water is a fundamental right that drives progress.”

 

 

 

In addition to infrastructure development, the Access Bank Clean Water Project includes comprehensive WASH (Water, Sanitation, and Hygiene) education, equipping community members with essential knowledge on hygiene practices and the prevention of waterborne diseases.

 

 

 

The impact of this initiative is far-reaching. By improving access to clean water, the project is expected to significantly reduce the incidence of waterborne illnesses, enhance hygiene standards, and promote healthier living conditions. Ultimately, the project is expected to strengthen community resilience, drives sustainable development, and reaffirm Access Bank’s commitment to fostering inclusive growth and well-being across Nigeria.